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              <text>This study examines the impact of the Pradhan Mantri MUDRA Yojana (PMMY) on enterprise creation in India, addressing a gap in the literature that emphasises loan trends rather than causal outcomes. Using panel data from 33 states and union territories between 2011–2021, fixed-effects regressions estimate the relationship between per-capita PMMY disbursements and MSME registrations. The results show a marked rise in MSME formation after the scheme’s launch in 2015, with per-capita lending associated with nearly one additional MSME per 1,000 people in the following year. This relationship remains robust after controlling for income, banking infrastructure and national shocks, though significant variation exists across states. Wealthier states display stronger impacts, while poorer or infrastructure-constrained regions benefit less. Interviews with beneficiaries support these patterns, indicating that although PMMY improves credit access, sustained enterprise growth also depends on market access, financial literacy and broader institutional support. </text>
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                <text>Does Microfinance Drive Entrepreneurship? Evidence from India’s Microfinance Scheme (PMMY)</text>
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                <text>Aayush Bhandari</text>
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              <text>Professor Alexander Dobson</text>
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              <text>This study investigates the relationship between urban slum populations and key economic indicators across districts in Karnataka, integrating behavioural economics insights into conventional regression analysis. Using district-level data on Gross District Domestic Product (GDDP), Per Capita Income (PCI), and slum populations, an Ordinary Least Squares (OLS) regression model was estimated to examine the economic determinants of slum persistence. The model explains approximately 67.7% of the variation in slum populations (R² = 0.677) and reveals a statistically significant positive association between GDDP and slum population.</text>
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                <text>Behavioural Barriers and growth of slums in Urban Karnataka</text>
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                <text>Econometrics, Behavioural Economics</text>
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                <text>Anirudh Nagaraj</text>
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              <text>An educational article introducing the weak topology, and compactness results in L^p spaces. </text>
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              <text>pure mathematics, functional analysis, weak convergence, weak topology, young measures</text>
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                <text>26-8-2025</text>
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                <text>Ewelina Zatorska</text>
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